The pocket

What options do I have to pay the rent?

Headquarters of the Treasury Tax Agency
08/06/2026
2 min

The month of June is key for the income tax return, as the deadline for its submission ends. From July 1st, we also start counting the deadlines for them to return what we have overpaid. In fact, the Tax Agency has six months to pay us what it owes us from income tax without interest. Only if it does not return it to us from January 1st, do these start to be calculated.For taxpayers, the same does not happen. However, we have three ways to pay the amount if it is due. Firstly, they can charge the full amount to our account on June 30th. The second option is to pay 60% now, in June, and the remaining 40% in November. This installment option does not incur interest, in principle. However, you must ensure that you have the amount available because, if not, you will be charged a surcharge of between 5% and 10% directly when they claim it from you.Thirdly, we can pay in installments as if it were a debt. In this case, you must choose the option to acknowledge a debt with the Tax Agency, and we are allowed to pay it in up to twelve monthly installments. This time, yes, with interest, although they usually amount to 1.5% and are therefore much more profitable than a standard loan. Here we must be very careful. If we divide it into as many monthly installments as we wish, but do not pay one, instead of just claiming the amount of that monthly installment, the financing "is lost" and the entire debt is claimed from us. Therefore, this financing option can end up going badly.In any case, and however it may be, while the Treasury can dispose of the money for free until January 1, 2027, we, in case of non-payment, are charged surcharges and interest from the first moment. Benefits of the administration.

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