Forgive a debt of 57,000 to a couple who left Mallorca for Germany to "rebuild their lives"

PalmaThe Commercial Court number 2 of Palma has forgiven a debt of 57,269 euros to a couple who had emigrated to Germany to "rebuild their lives", after applying the Second Chance Law.

The case, managed by the Association for Debt Assistance, originated from a series of administrative incidents that led to a progressive increase in debt: a failure to file income tax (IRPF) which resulted in an ex officio assessment, traffic fines linked to the incorrectly formalized sale of a vehicle, and the subsequent accumulation of surcharges, interest, and microcredits with high interest rates.

According to the entity, the situation worsened when the couple tried to cover basic expenses through new loans, to the point where the monthly installments made their economy unsustainable. This led them to move to Germany, without the debt being resolved.

Despite living abroad, the financial obligations remained valid in Spain and the pressure persisted until they decided to avail themselves of the legal mechanism. The court concluded that they did not have sufficient assets or liquidity and has ordered a liquidation proceeding without assets, with full debt exoneration.

The lawyer José Domínguez, from the association that handled the case, highlights that the ruling "demonstrates that the Second Chance Law does not understand geographical borders, but rather situations of economic vulnerability," and recalls that many people residing abroad are unaware that they can benefit from this mechanism to resolve debts incurred in Spain.