BBVA expects a record profit of 10.511 billion in 2025

MadridBBVA closes a bittersweet 2025. Bitter because The Banc Sabadell takeover deal has definitively derailedBut sweet if you look at the profits he made. Like the other major Spanish banks that have presented their results for the full year 2025, BBVA has also posted a record profit: €10.511 billion in a single year, representing a 4.5% increase over last year's profit, as reported by the financial institution this Thursday morning through the National Markets Commission. "This magnificent performance has translated into excellent value creation, allowing us to accelerate shareholder returns with our highest ever dividend and the largest share buyback program to date," BBVA Chairman Carlos Torres stated in a press release. Alongside the publication of the results, the bank announced that it will pay a supplementary dividend to its shareholders in 2026, which will increase the 2025 payout by 30% to a record €5.249 billion. Specifically, it will pay €0.60 in cash per share in April of this year. "Let's look ahead to 2026 with Positive outlook across all our markets. We expect to continue outperforming our competitors and increase profitability to around 20%. “BBVA is at its best,” said Torres. The financial institution explained that total revenue for 2025 soared to €36.931 billion, a 4.1% increase. Interest income (net interest margin) reached €26.280 billion, thanks primarily to growth in activity in Spain. Thus, the Basque bank has been one of the few institutions that has managed to weather the European Central Bank's (ECB) interest rate cuts, which directly impact this revenue stream. This Thursday, the ECB holds its first meeting of 2026, and all indications are that it will maintain the rate at the current level of 2% for the fifth consecutive time. BBVA's fee income rose to €8.215 billion, and profitability reached 19.3%. Regarding its first In the Mexican market, profit fell to €5.264 billion with a slight drop in revenue. Conversely, the business in Turkey advanced strongly.

This summer, the bank outlined a promising future through a new strategic plan, setting new financial targets for the 2025-2028 period. "The new strategic plan sets a very clear roadmap, and the bank is well-positioned to meet its ambitious targets through 2028," Torres stated.