The implementation of new artificial intelligence tools in the Spanish banking sector is not impacting the staff of the large state entities, for now. With the exception of Banco Santander —which has cut almost 8,400 jobs globally over the last twelve months— the other five Ibex entities have added, over the last year, up to one hundred employees. According to the semi-annual income statements presented in recent weeks to the National Securities Market Commission (CNMV), the group formed by CaixaBank, Banc Sabadell, BBVA, Bankinter, and Unicaja had 99,539 employees at the end of June, slightly above the 99,439 registered at the same time last year.

The Qivalis consortium, founded by CaixaBank and later joined by BBVA, will soon incorporate more Spanish entities to launch a stablecoin – digital money linked to the euro–, such as Banco Sabadell and Bankiter, which plans to make a definitive decision in the summer. There is also a possibility that Abanca and Kutxabank will do so, according to various sources. For its part, Banco Santander is the only one of the major Spanish financial entities that is studying entering another project along with international financial giants such as Bank of America, Barclays, Citi, Deutsche Bank, Goldman Sachs, MUFG Bank, TD Bank Group and UBS. In this case, the digital money would be linked to currencies of the richest countries (G-7), such as the euro, but also the dollar or the yen.

Bankinter's CEO, Gloria Ortiz, continues to see "irrationality" in the mortgage market and has once again ruled out entering into any kind of price war for home loans. During the presentation of the 2025 results, in which the bank surpassed €1 billion in profit for the first time, she denounced that some institutions are selling mortgages at 2% or 2.20% when the curve swap The 30-year yield is currently around 3%.