CaixaBank closes 2025 with a record profit of 5.891 billion

BarcelonaCaixaBank closed 2025 with a record profit of €5.891 billion, 1.8% higher than the previous year, according to results published this Friday with the Spanish National Securities Market Commission (CNMV). In the last quarter, the bank's profit was €1.494 billion, 3.4% higher than the previous three months. CaixaBank's net interest income fell 3.9% year-on-year to €10.671 billion due to lower interest rates, although it rose slightly in the last quarter compared to the previous one, reaching €2.715 billion (+1.5%). The bank exceeded its targets for the year and has therefore revised its growth and profitability targets in the Strategic Plan upwards. Specifically, CaixaBank has raised its business volume growth forecast in its 2025-27 Strategic Plan from 4% to 6%, and has also increased its projections for the growth in performing loans and customer deposits. Furthermore, it expects to bring the non-performing loan ratio below 1.75% – an improvement over the previous forecast of 2% – and return on tangible equity (ROTE) to 20%, compared to 16% in the previous year; it also anticipates an increase in the efficiency ratio.