A call interrupts the conversation, but it no longer leaves her "desperate," as it did a few months ago. "They keep calling, but now I answer the phone calmly and tell them I am exonerated," says Lisa Manresa. As she explains this, she breaks down the amounts that ended up becoming an unaffordable debt: 14,000 euros for her husband to get dental work done, 15,000 for the car, and 72,000 euros pending on the mortgage she shared with her ex-partner, the expenses associated with the borderline personality disorder of her eldest daughter, aged 30... When she could no longer keep up with the payments, the accumulated debt climbed to 208,000 euros.