Spain is increasingly a country of renters and not a country of owners. The proportion of households owning their main home continued to decline in 2023 and 2024. Specifically, if in 2022 owner-occupied housing accounted for 72.1% of total households, two years ago the figure fell to 70.6%, as shown by the new Financial Survey of Families (EFF) for 2024, which the Bank of Spain conducts every two years. In fact, in this year's report, published this Thursday, the supervisory body highlights that one of the "persistent problems" of the Spanish economy since 2022, when the last survey was published, continues to be the difficulty of accessing housing. "It significantly conditions the economic and financial situation of families," to the point that it has become a "persistent tension," the report states.