The Supreme Court has extended to personal loans the usury criteria it already applies to so-called revolving cards, i.e., deferred payment cards. Thus, the high court establishes that there is usury if the interest applied to a personal loan exceeds by more than six points the average interest published by the Bank of Spain. In a ruling dated March 9, the civil chamber of the Supreme Court upholds the appeal filed against a ruling of June 2022 by the Provincial Court of Seville.