Ara in English - FINANCIAL CULTURE

"80% of savings is invested with very low returns, below inflation"

Agustí Sala — Mon, 04 May 2026 09:30:58 +0000

Josep Soler, founder and executive advisor of EFPA Spain (Spanish Association of Financial Advisors and Planners), believes that there is a need to improve financial literacy, one of the tasks he has been promoting for years. Furthermore, an effort must be made to incentivize, through taxation, citizens to move from saving to investing.

The problem of our financial ignorance

Xavier Freixas — Sat, 16 Aug 2025 18:01:04 +0000

On my last trip to London, I made two purchases on the same day, just minutes apart, using two different cards: one from my usual bank and one from Wise, an online bank. I was surprised to find that the exchange rate applied by Wise was 4.5% more advantageous. There was no error on the part of my bank; it simply applied a more unfavorable exchange rate.