One of the songs from the final stage of The Beatles was The long and winding road (The long and winding road), on the album Let it be, the last one published, even though it was recorded before Abbey Road. Surely the title and parts of the lyrics come to mind for Alícia Romero's Ministry of Economy: "You left me standing here. A long, long time ago. Don't leave me waiting. Guide me to your door." Not only because of the difficulties she has in approving the first budgets of Salvador Illa's legislature, which also, but because of the obstacles in achieving another objective pursued by the different Catalan governments, which is to make the Institut Català de Finances (ICF) a true public bank to cover areas that private financial entities do not reach, or barely do.

The Catalan Finance Institute (ICF), the public bank of the Generalitat, has granted to date 846 loans to young people aged 18 to 35 to obtain the down payment for an apartment. The average granted is 36,332 euros and an average housing price of 189,908 euros with an average age of beneficiaries of 29.4 years, according to data presented by the Secretary General of Economy and President of the ICF's governing board, Juli Fernández, and the entity's CEO, Vanessa Servera.

"The ICF does not need to obtain a bank license." The new CEO of the Catalan Institute of Finance, Jordi Òliva, has stated that the institution will not re-attempt to obtain the license that would allow Catalonia to have a public bank. This change comes after the ICF attempted to obtain it last year. by submitting the corresponding application to the European Central Bank and the Bank of Spain.

The Catalan Institute of Finance (ICF), the Catalan government's public bank, will increase its workforce by 29 to meet its plan to allocate 600 million euros annually to finance social housing. The new feature is that the institution will be able to serve individuals for the first time. Specifically, young people up to 35 years old who request a 20% down payment on their first home, within the framework of the so-called emancipation fund, endowed with 100 million euros annually. The ICF currently has 108 professionals.