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    <title><![CDATA[Ara in English - mutuals]]></title>
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    <description><![CDATA[Ara in English - mutuals]]></description>
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    <ttl>10</ttl>
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      <title><![CDATA["The mutual insurance company told me they won't give a "supplement" to everyone who has a sick child."]]></title>
      <link><![CDATA[https://en.ara.cat/society/the-mutual-insurance-company-told-they-won-t-give-supplement-to-everyone-who-has-sick-child_130_5534374.html]]></link>
      <description><![CDATA[<p><img src="https://static1.ara.cat/clip/7dbcfd07-c0f0-4799-9d3f-a1d091d08f71_16-9-aspect-ratio_default_0_x1917y843.jpg" /></p><p>Information about the CUME (National Insurance Benefit), a benefit received by parents who must care for children with serious illnesses, circulates among families as classified information. The Spanish government has had it under the Social Security umbrella since 2011, but these families complain that hospitals or social services often don't know that they can qualify for a reduction in working hours of at least 50% while receiving their full salary so they can dedicate themselves to accompanying their child to the doctor or keeping an eye on them. They also complain that the labor mutual insurance companies pressure them to return to work as soon as possible and have the final say, even overriding a medical report.</p>]]></description>
      <dc:creator><![CDATA[Marta Rodríguez Carrera]]></dc:creator>
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      <pubDate><![CDATA[Sun, 19 Oct 2025 19:02:13 +0000]]></pubDate>
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      <media:title><![CDATA[Gemma Luna and her son Moisés playing in downtown Amer, midweek.]]></media:title>
      <media:thumbnail url="https://static1.ara.cat/clip/7dbcfd07-c0f0-4799-9d3f-a1d091d08f71_16-9-aspect-ratio_default_0_x1917y843.jpg"/>
      <subtitle><![CDATA[Families with dependent children report pressure to accept a reduction in work schedules provided by Social Security.]]></subtitle>
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      <title><![CDATA[Airef proposes that future civil servants join the public system and leave Muface]]></title>
      <link><![CDATA[https://en.ara.cat/economy/airef-proposes-that-future-civil-servants-join-the-public-system-and-leave-muface_1_5325784.html]]></link>
      <description><![CDATA[<p><img src="https://static1.ara.cat/clip/295f9377-300b-4edd-b971-382659082c76_16-9-aspect-ratio_default_0.jpg" /></p><p>Muface is back in the spotlight. But this time the motive isn't a <a href="https://en.ara.cat/economy/adeslas-is-participating-in-the-muface-tender-because-the-conditions-are-now-fair_1_5291202.html" >new public tender</a> to provide private healthcare to civil servants (1.6 million people), but an analysis carried out by the Independent Fiscal Authority (AIREF) on its effectiveness and efficiency. Broadly speaking, AIREF proposes that future civil servants stop attending mutual insurance companies and join the public healthcare system, so as not to continue swelling structures like Muface, which has become an anomaly in Europe. In fact, the Spanish state is the only country that has a public healthcare system and, at the same time, a separate regime for public employees. "Greece and Portugal already reformed it in 2008, coinciding with the financial crisis," recalled the organization chaired by Cristina Herrero.</p>]]></description>
      <dc:creator><![CDATA[Núria Rius]]></dc:creator>
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      <pubDate><![CDATA[Mon, 24 Mar 2025 13:02:35 +0000]]></pubDate>
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      <media:title><![CDATA[The president and director of evaluation of AIReF, Cristina Herrero (r) and José María Casado, during the presentation of the review report on expenses associated with mutual health care.]]></media:title>
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      <subtitle><![CDATA[The organization detects that 70% of mutual insurance companies are treated in the public system when the pathology is serious.]]></subtitle>
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