The difference between giving money to a family member or lending it to them can be nil on an accounting level: at the time of the transfer, the asset impact is the same for both the giver and the recipient. However, these two valid options for monetary exchange between blood relatives have completely different tax and legal consequences.

As a child, journalist Laura Fa (Barcelona, 1974) wanted to be a war correspondent. However, she quickly redirected her career and found her battleground in "the most guerrilla sector there is": the celebrity press. She studied history and journalism: "I was already working, but I did the degree because I didn't want anyone to tell me I wasn't a real journalist." In fact, she claims there was no curriculum for her specialty: "Everyone looked at me as if I were an alien; I had to take society classes," she explains in a statement to the Spanish National Radio.Companies.

On a plane that could take him, for example, to Barcelona to face Leo Messi's Barça, Marc Bertran (Pobla de Segur, 1982) would study. "I have a client friend who reminds me that I was the only one on the plane with the books. We lost a lot of time on the trips, and I wanted to make the most of them. I spent five years in Tenerife, where every two weeks we had to make quite long journeys," Bertran recalls in a conversation with ARA. "Mendilibar, my coach when I played for Osasuna, would sometimes ask me: 'Are you studying for exams, right?' Some days I'd stay up until 1 or 2 in the morning, studying, and he'd say it showed because I was more tired and distracted the next day." But it never goes away.

He phishing It is one of the most common fraudulent practices on the Internet. The word, which is a derivation of fishing (fishing(in English), refers to identity theft to gain access to personal information or banking data. It is not, therefore, a cyberattack or other complicated computer operations, but rather a traditional type of scam, but online.

"At the beginning of the year, interest rates have risen because the interest rate curve is steepening". This sentence, a bit cryptic for the uninitiated, was pronounced a few days ago by a bank manager to a client and reveals a trend that is still difficult to detect but which seems increasingly unstoppable: the price of mortgages will soon start to rise for all those who want to take out a new one. Or also for those who already have a variable rate mortgage, whose price varies over time.