According to the latest PISA report on financial literacy According to a 2022 OECD report, fifteen-year-old students in Spain are below the European average in financial literacy, and 17% do not even reach the basic level of financial competence. Financial literacy levels among adults are also low. Laura Mascaró, author of the book Where does he keep the money?She recommends that adults be aware of their relationship with money and whether they have bad habits: "Children learn from what they see at home; they are influenced by their parents' perception and management of money," she says.